Young Georgians face health decisions - FOX 10 News | myfoxphoenix.com

FOX Medical Team

Young Georgians face health decisions

Posted: Updated:
Krystal and Jared Castleman face an important decision about health insurance. Krystal and Jared Castleman face an important decision about health insurance.
COVINGTON, Ga. -

As the open enrollment period begins for mandatory health insurance, will younger people sign up or will they skip it and take the yearly penalty? A lot of Georgians are weighing their options.

Jared and Krystal Castleman are both in their mid-20s. They have just bought a house, have a 3-year old daughter and say that the idea of paying another bill each month bothers them.

"My main thought is: basically I'm being forced to choose whether or not I can eat dinner or have health insurance," Jared Castleman said. "That's really what it boils down to."

Jared repairs factory machinery for a local company that offers insurance, but he said it's hundreds of dollars of months.

"But it's one of those things, where if I could have afforded it, I would have it," he said.

Krystal is a part-time pharmacy technician.

"They don't offer insurance at my job.  Therefore, I would have to get insurance through his job, which is pretty outrageous, at this time," she said. "We really can't afford to add on another bill right now."

But starting October 1, the Castlemans and as many as 1.5 million uninsured Georgians will have six months to find health coverage through the online exchange healthcare.gov or face a yearly tax penalty for not having insurance.

"I feel like I'm an adult. I don't feel like someone should force me to have insurance when it's not beneficial for me," said Jared Castleman.

Their daughter is already covered by PeachCare – Georgia's health care program for uninsured kids living in the state --  and the Castlemans are in their 20s, healthy and almost never see a doctor. They say even a very basic plan -- $100 each a month -- would be a stretch.

"Right now we have just a few hundred dollars a month left to spend on groceries, and to come up with $200 every month -- that's a car payment," said Jared Castleman.

Krystal plans to go to healthcare.gov to look at their options. With their combined salaries, there's a good chance that they qualify for a serious tax break to help them pay for coverage. Since they're under 30, they can choose a much cheaper, "catastrophic" plan  for emergencies.

"I would definitely like to know the co-pays and how all that goes into effect. I would have to do my research.  But catastrophic is something we'd definitely be interested in," said Krystal Castleman.

The Castlemans say they're keeping an open mind.  The sign up period begins on Tuesday and runs through March 31.

  • More Health NewsMore>>

  • Sandy Springs woman struggles with Alzheimer's diagnosis at 55

    Sandy Springs woman struggles with Alzheimer's diagnosis at 55

    Thursday, July 24 2014 8:42 AM EDT2014-07-24 12:42:55 GMT
    The Alzheimer’s Association estimates about 200,000 Americans are living with early-onset Alzheimer’s disease, diagnosed before their 65th birthday.
    The Alzheimer’s Association estimates about 200,000 Americans are living with early-onset Alzheimer’s disease, diagnosed before their 65th birthday.
  • FOX Medical Team

    Easy 'fat burning' recipes

    Easy 'fat burning' recipes

    Thursday, July 24 2014 7:40 AM EDT2014-07-24 11:40:05 GMT
    Here are the recipes from Nancy Waldeck of the Cancer Wellness Center of Piedmont Hospital.
    Here are the recipes from Nancy Waldeck of the Cancer Wellness Center of Piedmont Hospital.
  • FOX Medical Team

    5 fat-burning foods you should try

    5 fat-burning foods you should try

    Wednesday, July 23 2014 12:19 PM EDT2014-07-23 16:19:49 GMT
    Tired of working out with no payoff, or counting calories and still not losing weight? Healthy chef Nancy Waldeck at the Family Wellness Center at Piedmont Atlanta Hospital pulled together five fat-burning foods you need to discover!
    Tired of working out with no payoff, or counting calories and still not losing weight? Healthy chef Nancy Waldeck at the Family Wellness Center at Piedmont Atlanta Hospital pulled together five fat-burning foods you need to discover!
  • CHILDREN'S HOSPITAL HEROESMore>>

  • Hospital Heroes

    Hospital Heroes

    Children's Miracle Network Hospitals raises funds for 170 children's hospitals across the United States and Canada.  Click here for more on our local heroes!
Powered by WorldNow

KSAZ-TV & KUTP
511 W. Adams St.
Phoenix, AZ 85003

Phone: (602) 257-1234
Fax: (602) 262-0177

Didn't find what you were looking for?
All content © Copyright 2000 - 2014 Fox Television Stations, Inc. and Worldnow. All Rights Reserved.
Privacy Policy | Terms of Service | Ad Choices