Study finds most of metro Detroit at elevated risk for ID fraud - FOX 10 News | myfoxphoenix.com

Study finds most of metro Detroit at elevated risk for ID fraud

Posted: Updated:
Detroit ID fraud ring map from ID Analytics Detroit ID fraud ring map from ID Analytics
SOUTHFIELD, Mich. (WJBK) -

ID Analytics in San Diego has monitored over a million applications for credit cards and cell phones in metropolitan Detroit, and they found a lot of people are trying to commit identity fraud.

Dr. Stephen Coggeshall from ID Analytics joined us by phone.  We asked him if the identity thieves are professionals.

"I see a combination of both," he said.  "I see what you'd consider the professionals, kind of the mafia type, but I also see what I would call family and friends groups.  These are people who look just like the people next door.  They are husbands and wives and maybe siblings and parents and children, and they're just conspiring to commit identity fraud."

The map above shows fraud activity highlighted by color.  Coggeshall explained what the colors actually mean.

"The areas in green are the ones whose risk for identity fraud is average or below.  So anything that is not green means you're at an elevated risk level," he said.  "People who are in the red zip code areas are at substantially elevated identity fraud risk.  They're in the top ten percent of likelihood of identity frauds going on within their region."

Coggeshall can even see who is pulling off identity frauds.  His job is not to alert the police about what he finds.  He works for the businesses that buy his service to protect themselves.

For example, he said there is a woman that he is watching in the 48204 zip code, which is located in northwest Detroit, who is 53 years old and has used 40 different improper Social Security numbers and twelve different dates of birth on her applications.

"I also see that she's used seven different first names outside of nicknames and five different last names," Coggeshall said.  "So she is just being very creative and inventive as she applies for credit cards and cell phones."

"I know her address.  I know her phone number.  I know her email.  I know her age, and I know exactly what she's doing.  I'm watching her apply for credit cards and cell phones," he added.

So what should we do to protect ourselves?

"First of all, consumers really need to be very careful about their personal information.  The Social Security number is the most important and damaging piece of information.  First of all, don't give it to anybody you don't know unless it's absolutely necessary, and any document or piece of paper that has your Social Security number on it that you don't need anymore, don't just throw it away, shred that," he said.  "Your date of birth is the next most important, and then any kind of financial account numbers.  So be very careful with those pieces of information."

For more information about ID Analytics, visit www.idanalytics.com.

  • Murray FeldmanMurray FeldmanMore>>

  • Money Monday: Social media safety

    Money Monday: Social media safety

    Monday, July 7 2014 9:31 AM EDT2014-07-07 13:31:18 GMT
    The internet is like an elephant -- it never forgets. While spoken words leave little trace and are quickly forgotten, written words endure in the online environment. Whatever you post, tweet, update, share -- even if it's deleted immediately afterwards -- has the potential to be captured by someone, somewhere, without your knowledge.
    The internet is like an elephant -- it never forgets. While spoken words leave little trace and are quickly forgotten, written words endure in the online environment. Whatever you post, tweet, update, share -- even if it's deleted immediately afterwards -- has the potential to be captured by someone, somewhere, without your knowledge.
  • Money Monday: No one has a crystal ball on the market

    Money Monday: No one has a crystal ball on the market

    Monday, June 30 2014 10:44 AM EDT2014-06-30 14:44:05 GMT
    Jonathan Citrin of Citrin Group talks about how make investments after so-called experts were flat wrong about predicting how the market will perform.Play the video in the player to see his interview with Murray Feldman.Click here to learn more about the Citrin Group.
    Jonathan Citrin of Citrin Group talks about how make investments after so-called experts were flat wrong about predicting how the market will perform.Play the video in the player to see his interview with Murray Feldman.Click here to learn more about the Citrin Group.
  • A CEO's exit interview: Alan Mulally on his 8-years at Ford

    A CEO's exit interview: Alan Mulally on his 8-years at Ford

    Wednesday, June 25 2014 4:17 PM EDT2014-06-25 20:17:56 GMT
    Five short videos in what could be described as an exit interview to the media.  For business people of all kinds, there is some real insight to be had here as Murray Feldman poses questions that go beyond the auto industry.  Alan Mulally is candid with his answers.
    Five short videos in what could be described as an exit interview to the media.  For business people of all kinds, there is some real insight to be had here as Murray Feldman poses questions that go beyond the auto industry.  Alan Mulally is candid with his answers.
  • Local NewsLocal NewsMore>>

  • Livonia man dies after 2 dogs attack him

    Livonia man dies after 2 dogs attack him

    Thursday, July 24 2014 3:49 PM EDT2014-07-24 19:49:30 GMT
    A 46-year-old Livonia man was killed Wednesday evening after he was attacked by two dogs while jogging in Metamora.
    A 46-year-old Livonia man was killed Wednesday evening after he was attacked by two dogs while jogging in Metamora.
  • Council considering land deal for US-Canada bridge

    Council considering land deal for US-Canada bridge

    Thursday, July 24 2014 3:48 PM EDT2014-07-24 19:48:33 GMT
    The Detroit City Council is considering the transfer of 301 city-owned properties to the Michigan Land Bank in exchange for $1.4 million from the Canadian government as part of plans for a $2 billion international commuter bridge.
    The Detroit City Council is considering the transfer of 301 city-owned properties to the Michigan Land Bank in exchange for $1.4 million from the Canadian government as part of plans for a $2 billion international commuter bridge.
  • Porch shooter: I didn't know gun was loaded

    Porch shooter: I didn't know gun was loaded

    Thursday, July 24 2014 12:48 PM EDT2014-07-24 16:48:56 GMT
    A suburban Detroit man who killed an unarmed woman on his porch immediately suggested to police it was an accident and that he didn't know his shotgun was loaded, according to recorded remarks played in court Thursday.
    A suburban Detroit man who killed an unarmed woman on his porch immediately suggested to police it was an accident and that he didn't know his shotgun was loaded, according to recorded remarks played in court Thursday.
Powered by WorldNow

KSAZ-TV & KUTP
511 W. Adams St.
Phoenix, AZ 85003

Phone: (602) 257-1234
Fax: (602) 262-0177

Didn't find what you were looking for?
All content © Copyright 2000 - 2014 Fox Television Stations, Inc. and Worldnow. All Rights Reserved.
Privacy Policy | Terms of Service | Ad Choices